ELECTRONIC DISCLOSURES
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CONSENT FOR ELECTRONIC RECORDS. |
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You should read the "Consent For Electronic Records" information below carefully and
print a copy and/or retain this information electronically for future reference.
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Introduction: You are submitting a request for a loan ("Application") from
TheLoanDepo.com ("Us"). We can only give you the benefits of our on-line
service if you consent to the use or acceptance of electronic signatures and to
the use or acceptance of electronic records or disclosures in this loan transaction
("Your Consent"). By completing and submitting the Application on-line, you
acknowledge receipt of this document and consent to use electronic signatures and
to conduct this transaction by use of electronic disclosures and contract documents
("Records").
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Electronic Communications: You may request a paper copy from Us of any of the
Records by writing to Us with the details of your request at:
info@TheLoanDepo.com. Your request for paper copies may be made after Your Consent
and after any withdrawal of Your Consent. We will provide the paper copies to you
at no charge. We shall retain the Records as required by law.
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Consenting to Do Business Electronically: Before giving Your Consent, you should
consider whether you have the required hardware and software capabilities described
below.
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Scope of Consent: Your Consent and our agreement to conduct this transaction
electronically only apply to this transaction. By exercising Your Consent,
We will conduct this transaction with you electronically.
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Hardware and Software Requirements: To access and retain the Records electronically,
you will need to use the following computer software and hardware: An IBM or MAC
compatible computer with Internet access and an Internet Browser that meets the
following minimum requirements. Netscape Navigator 4.08/Netscape Communicator 4.7
or later versions or Microsoft Internet Explorer 4.01 or later versions
(4.51 for Mac users). Also, the specific Internet Browser must support at least
128 bit encryption. If at any time during this transaction these requirements change
in a way that creates a material risk that you may not be able to receive Records
electronically, We will notify you of these changes.
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Withdrawing Consent: You are free to withdraw Your Consent at any time and at no
charge to you. If you do withdraw Your Consent prior to receiving the loan,
this will prevent you from obtaining a loan with Us over the Internet. If at any
time you wish to withdraw Your Consent, you may do so by clicking on the link below
(Electronic Disclosure Opt Out) and entering your e-mail address twice, and sending
it to info@TheLoanDepo.com. If you decide to withdraw Your Consent, the legal
effectiveness, validity and/or enforceability of prior electronic Records will not
be affected.
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Change to Your Contact Information: keep us informed of any change in your electronic
address or mailing address. You may contact us regarding any such changes.
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YOUR ABILITY TO ACCESS RECORDS: BY TYPING IN YOUR NAME BELOW,
YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE RECORDS IN THE DESIGNATED FORMATS
DESCRIBED ABOVE.
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CONSENT: YOU ACKNOWLEDGE THAT YOU HAVE READ THE INFORMATION ABOUT ELECTRONIC
SIGNATURES AND DOING BUSINESS ELECTRONICALLY IN THIS CONSENT FOR ELECTRONIC RECORDS.
YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL RECORDS PROVIDED OR MADE
AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH US ELECTRONICALLY.
YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE RECORDS, WHICH WE WILL
PROVIDE TO YOU AT NO CHARGE. YOU HAVE AGREED TO RECEIVE THE LOAN PROCEEDS
ELECTRONICALLY AND TO REPAY THE LOAN ELECTRONICALLY.
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